Version 1.0

New in the current app build

  • Eight default categories with shared subcategories and an optional Rental group
  • Named properties and cars for separate household bills
  • 30 searchable Australian video streaming suggestions with bundle notes
  • Optional manual App Store subscription reviews every 7, 30 or 90 days
  • Existing records preserved, with iOS/iPadOS 17+ and macOS 14+ support retained

These additions are in the current development build and will reach installed apps with a future update. No new App Store release is announced here.

What is represented

  • Personal spending and income records
  • Category budgets and monitoring states
  • Aggregate-only spending analytics with equal-period comparison
  • Subscriptions and recurring household commitments
  • Primary, secondary and rental-property cost context
  • Bill planning, privacy-minimised exports and an opt-in reminder handoff
  • A private iCloud record source with an on-device replica and eventual cross-device synchronisation

Important boundaries

Version 1.0 does not include business accounting, tax, CGT, BAS, EOFY, tax-return preparation or financial advice. It does not claim a paid plan, StoreKit product, web billing, App Store availability, production identity, live hosting or guaranteed background delivery.

iCloud clarification: source implementation and local persistence do not by themselves prove signed-device convergence, production CloudKit schema promotion or App Store availability. Switching data sources never copies records automatically.

Analytics clarification: the new Analytics surface describes personal-budget aggregate reports. It is not product-usage telemetry or advertising tracking.